Morgan Smith

  • Loan Officer
  • NMLS: 1120125
  • (281) 376-5000
  • (713) 376-5222
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

Hello!  I am Morgan and have been a loan officer in the mortgage industry for the past seven years.  I love helping borrowers achieve home ownership.  It is a very rewarding feeling watching borrowers close on their home and seeing their joy and excitement!  At HomeTrust we have in-house processing, underwriting, and closing.  This makes the process very seamless.  Our team works closely together in a family environment to provide you the best experience.

I grew up in Spring, Texas and am proud to be working in the community.  I graduated on the Dean's list at Auburn University, where I was also a competitive swimmer.  I have two dogs, a chocolate Labrador named Browning and a black Labrador, Daisy.  Outside of the office I enjoy CrossFit, shopping, taking vacations!  My favorite place to travel is Cabo, Mexico! 

Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Apr 24 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a... Read More
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Apr 17 2024   first time buyer first home first mortgage home loan apply for a first home loan
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several... Read More
Balancing Act: The Art of Compromise in Home Buying
Balancing Act: The Art of Compromise in Home Buying
Apr 10 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible... Read More
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Apr 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into... Read More