Terry Alderman

  • Sr. Loan Officer
  • NMLS: 221359
  • (281) 376-5000
  • (281) 507-1247
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

My name is Terry, and I am a senior loan officer at the HomeTrust North Houston location.  I have been in the mortgage industry for the past 18 years, with the past 13 years specifically with HomeTrust.  HomeTrust has provided me with the tools and flexibility I need to take care of clients so that they are 100% satisfied.  Our in-house processing, underwriting, and closing allows us unparalleled efficiency and customer service.

I am married and have two children, two beautiful grandchildren and my toy Yorkie Ula, who runs the house.  Outside of the office I enjoy serving my community, cooking, and gardening.  I have been a member of Houston Cy-Fair Lions Club for the past15 years, a life member of the Texas Lions Camp and was awarded the Melvin Jones Fellow for Dedicated Humanitarian Services.

Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Apr 17 2024   first time buyer first home first mortgage home loan apply for a first home loan
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several... Read More
Balancing Act: The Art of Compromise in Home Buying
Balancing Act: The Art of Compromise in Home Buying
Apr 10 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible... Read More
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Apr 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into... Read More
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Mar 27 2024   first time buyer first home first mortgage home loan apply for a first home loan
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you... Read More