Terms of Use

General

The following Terms of Use ("Terms") relate to www.hometrust.com (the "Website") and any pages within the Website. Please read these Terms carefully. By accessing the Website and any pages within the Website, you agree to be bound by these Terms. IF YOU DO NOT AGREE WITH ANY OF THE TERMS, DO NOT USE THIS WEBSITE.

The information on the Website, including the Terms, is subject to change at the sole discretion of Hometrust Mortgage Company. Any change to the Terms is effective upon posting to the Website and the continued use of the Website after such change indicates that you agree to be bound by the revised Terms.

Content

The Website is owned and operated by Hometrust Mortgage Company. Any and all content on the Website, exclusive of linked websites owned and operated by third parties, is the property of Hometrust Mortgage Company and is protected by copyrights, trademarks, service marks and/or other intellectual property rights. You may not republish in any medium any trademark, service mark or copyrighted material appearing on the Website without the prior written consent of an officer of Hometrust Mortgage Company. You may not alter the content of the Website in any way, nor may you use the Website in a manner that could damage or disrupt the operation of the Website.

The Website is intended to provide users with information about mortgage products offered by Hometrust Mortgage Company. Not all products and services are available in all geographic areas. The Website does not constitute a solicitation by Hometrust Mortgage Company to any person to obtain any product or service that is prohibited by law, including, but not limited to, geographic areas where Hometrust Mortgage Company is not licensed to provide such products or services.

The Website also contains tools and articles that may assist users in identifying their mortgage lending needs. No information contained on this Website constitutes legal advice or tax advice. Hometrust Mortgage Company does not guaranty the accuracy or applicability of any of the calculations performed by the self-help tools accessed through the Website.

By using the Website, you agree that you will not use the Website or any information generated by or through the Website for any purpose that is unlawful or prohibited by the Terms.

Links to Third Party Websites

The Website may allow you to access information from third party websites. These websites are governed by their own terms of use and policies, and Hometrust Mortgage Company makes no warranties concerning the accuracy, completeness, reliability or suitability of such sites. Links to third party websites from the Website do not constitute an endorsement of any opinions, products or services offered on such sites.

HIPPA Disclosure

Medical and Health Information We do NOT share any medical or health information among our family of companies or with third parties, except to process transactions or to provide services you have requested or initiated.

Reporting Incorrect Information

If you believe any information we have about you or your relationship with us is incorrect, please notify us at once. We will take prompt action in making the appropriate corrections. You may contact us by phone at (972) 599-5510, or by mail at the following address: Hometrust Mortgage Company (NMLSR#2146), Attn: Legal Department, 5353 W. Alabama, Suite 500, Houston, TX 77056.

Warranty and Liability Disclaimer

THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE ARE PROVIDED "AS IS." HOMETRUST MORTGAGE COMPANY DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANT-ABILITY, TITLE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

YOU EXPRESSLY AGREE THAT NEITHER HOMETRUST MORTGAGE COMPANY NOR ANY OF ITS EMPLOYEES OR AGENTS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES BASED ON OR RESULTING FROM THE USE OR ATTEMPTED USE OF THE WEBSITE OR ANY LINKED SITE.

Jurisdiction and Venue

The Website is owned and operated by Hometrust Mortgage Company from its offices in Houston, Texas. Access to, and use of, the Website, including these Terms, are governed by all applicable Federal law and the laws of the State of Texas. The user agrees that any action related to the content or use of the Website will be brought in state or federal court located in Houston, Texas. If any provision of these Terms is found to be unlawful, void or unenforceable, the provision will be deemed severable from the Terms and shall not affect the validity and enforce-ability of the remaining Terms.

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