David Falk

  • Loan Officer
  • NMLS: 214610
  • (972) 612-4848
  • (214) 502-2536
  • (972) 596-8046
  • 5501 Independence Pkwy, Ste 102
  • Plano, TX 75023
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Welcome to my website

My name is David, and I am a senior loan officer in the Plano office.  The mindset at HomeTrust Mortgage is centered around how can we help our clients achieve their dreams of homeownership and then work together to make that happen for our clients.  Working at HomeTrust Mortgage reminds me of family.  The people at HomeTrust are wonderful and are some of the most professional people I've ever had a chance to work with.

I started with Murray Savings bank in the 1980s, which emphasized permanent financing for the new homes being built by the builders that were offered construction loans by the Savings & Loan.  I moved on to account executive with Citicorp Mortgage but missed dealing directly with the customer, so I moved back to the retail side of the market.  I have been with HomeTrust Mortgage for the past 14 years serving the public in making their dreams of homeownership come true.

I grew up in a small town in Utah and graduated from Brigham Young University with a finance major and a minor in both marketing and economics.  I moved to Texas in 1982.  I am the proud dad of 7 kids, including 2 sets of twins, and the grandad to 14 children.  I stay busy between family and work, but when there’s time to get away, I enjoy golfing, beach vacations and snow skiing.

Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Apr 17 2024   first time buyer first home first mortgage home loan apply for a first home loan
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several... Read More
Balancing Act: The Art of Compromise in Home Buying
Balancing Act: The Art of Compromise in Home Buying
Apr 10 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible... Read More
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Apr 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into... Read More
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Mar 27 2024   first time buyer first home first mortgage home loan apply for a first home loan
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you... Read More