Joe Mata

  • Loan Officer
  • NMLS: 212980
  • (713) 369-4010
  • (713) 584-3454
  • (713) 369-6544
  • 5353 W. Alabama, Ste 500
  • Houston, TX 77056
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Welcome to my website

My name is Joe Mata, and I am a mortgage banker at our Houston Galleria with over 30 years in the mortgage industry.  I love helping buyers reach the goal of home ownership and my specialty lies in navigating down payment programs and guiding first time homebuyers through the process.  I credit my success at HomeTrust in part to the friendly atmosphere, being able to work as a team to make things happen and the recognitions received for a job well done.

I grew up in a small town, Wharton, TX and later attended college at The University of Houston where I received a degree in accounting with a double major in finance and computer science.  I have been married for over 50 years and have a son and a daughter.  I look forward to grandchildren one day, but meanwhile I enjoy my grand-dogs, golfing and traveling to Florida and Mexico.

I am a board member of both the Association of United States Army-Houston Metroplex and the Lady Lions Club, a retired board member of the Tejano Center and also a 1st Time Homebuyer instructor.

Watch Out for these Red Flags When Buying a Home “As Is”
Watch Out for these Red Flags When Buying a Home “As Is”
Sep 21 2022   first time buyer first home first mortgage home loan apply for a first home loan
While house hunting, you might have seen some listings of homes sold “as is.” Home buyers might find these types of homes attractive because they’re typically priced lower than similar houses. Before you purchase an “as... Read More
Concessions You Can Get Even In A Seller’s Market
Concessions You Can Get Even In A Seller’s Market
Sep 14 2022   first time buyer first home first mortgage home loan apply for a first home loan
Who doesn’t want to get a good deal on a home? It’s normal for home buyers to try and negotiate with sellers to get the best deal possible. But in this seller’s market, where homes are selling fast and buyers don’t always have... Read More
What Does a Home Inspector Look For in a Home You Want to Buy?
What Does a Home Inspector Look For in a Home You Want to Buy?
Sep 7 2022   first time buyer first home first mortgage home loan apply for a first home loan
It’s easy to fall in love with a home, especially if it looks good on the outside. In a seller’s market where buyers move quickly, some have considered waiving the home inspection to get their offer picked over the... Read More
2022 Real Estate Market Predictions
2022 Real Estate Market Predictions
Aug 31 2022   first time buyer first home first mortgage home loan apply for a first home loan
Real estate market predictions are somewhat like weather forecasts in that no one’s capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in mind, here is the general consensus about what to... Read More