Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Apr 17 2024   first time buyer first home first mortgage home loan apply for a first home loan
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several... Read More
Balancing Act: The Art of Compromise in Home Buying
Balancing Act: The Art of Compromise in Home Buying
Apr 10 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible... Read More
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Apr 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into... Read More
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Mar 27 2024   first time buyer first home first mortgage home loan apply for a first home loan
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you... Read More