Greg Luman

  • Branch Manager
  • NMLS: 285922
  • (806) 698-6853
  • (806) 786-2556
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

I have been a loan originator for 20 years, 17 of those with HomeTrust.  I treat every loan as if it were my own.  This outlook always keeps me pointing “true north” for my clients.  As a result, I have received a top producer award 19 out of 20 years.  As the Lubbock branch manager, I am fortunate to have a great team, allowing me to spend most of my time originating.  Every day is an opportunity to make a difference in the lives of those I serve.  I am available 7 days a week to answer your questions, I respond to emails and phone calls same day, and whether it’s a week after closing, or 3 years,  I will always be here to assist with any matters that arise after the completion of our transaction.

I was born and raised in Lubbock and am a graduate of Texas Tech with a degree in business management.  I have been married for 17 years to my wife, Melissa, and we have two sweet girls, Piper, and Claire.  In my free time, I practice yoga daily, take my girls to the pool, cook out on the grill, and read books that help inspire me to be the best version of myself. (Ask me for some great recommendations!)   I also love skiing in winter and going to the beach in the summer.

Navigating Refinance Appraisals with Confidence
Navigating Refinance Appraisals with Confidence
Jul 17 2024   refinance cash out refi home improvement loan
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you... Read More
Tax Deductibility of Home Equity Loans in 2024
Tax Deductibility of Home Equity Loans in 2024
Jul 10 2024   heloc home equity loans tax deduction
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home... Read More
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Jul 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired... Read More
Understanding Your FICO Score: Key to Better Home Loan Rates
Understanding Your FICO Score: Key to Better Home Loan Rates
Jun 26 2024   fico score mortgage rates qualify for home loan credit score
Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you're not alone. A lot of people hear about it but don't fully understand how it works or why it matters. Let's break it down in simple terms. What Exactly Is... Read More