Greg Luman

  • Branch Manager
  • NMLS: 285922
  • (806) 698-6853
  • (806) 786-2556
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

I have been a loan originator for 20 years, 17 of those with HomeTrust.  I treat every loan as if it were my own.  This outlook always keeps me pointing “true north” for my clients.  As a result, I have received a top producer award 19 out of 20 years.  As the Lubbock branch manager, I am fortunate to have a great team, allowing me to spend most of my time originating.  Every day is an opportunity to make a difference in the lives of those I serve.  I am available 7 days a week to answer your questions, I respond to emails and phone calls same day, and whether it’s a week after closing, or 3 years,  I will always be here to assist with any matters that arise after the completion of our transaction.

I was born and raised in Lubbock and am a graduate of Texas Tech with a degree in business management.  I have been married for 17 years to my wife, Melissa, and we have two sweet girls, Piper, and Claire.  In my free time, I practice yoga daily, take my girls to the pool, cook out on the grill, and read books that help inspire me to be the best version of myself. (Ask me for some great recommendations!)   I also love skiing in winter and going to the beach in the summer.

How Do Mortgage Lenders Decide How Much You Can Borrow?
How Do Mortgage Lenders Decide How Much You Can Borrow?
Dec 1 2021   first time buyer first home first mortgage home loan apply for a first home loan
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors... Read More
How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More