Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

Does Having a Student Loan Affect a Mortgage Pre-Approval?
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Feb 1 2023   first time buyer first home first mortgage home loan apply for a first home loan
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for... Read More
Your Mini-Guide To Buying A Condo
Your Mini-Guide To Buying A Condo
Jan 25 2023   first time buyer first home first mortgage home loan apply for a first home loan
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take... Read More
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
Jan 18 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part,... Read More
Simple Budgeting Tips: Getting Ready To Own Your First Home
Simple Budgeting Tips: Getting Ready To Own Your First Home
Jan 11 2023   first time buyer first home first mortgage home loan apply for a first home loan
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home. 1. Organize Your Finances You may know how much you have in your bank accounts, but do you know how much you spend on household... Read More