Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

New vs. Existing: Why a Newly Built Home Could Be the Better Deal
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
Jul 24 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you're looking for a new home, you might want to give newly built homes a closer look. Contrary to popular belief, new homes aren't always pricier than existing ones. In fact, they can often be more budget-friendly, especially in today's market.... Read More
Navigating Refinance Appraisals with Confidence
Navigating Refinance Appraisals with Confidence
Jul 17 2024   refinance cash out refi home improvement loan
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you... Read More
Tax Deductibility of Home Equity Loans in 2024
Tax Deductibility of Home Equity Loans in 2024
Jul 10 2024   heloc home equity loans tax deduction
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home... Read More
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Jul 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired... Read More