Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

Tips for Buying a Home at a Lower Cost
Tips for Buying a Home at a Lower Cost
May 29 2024   first time buyer first home first mortgage home loan apply for a first home loan
While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you can take to increase your chances of buying a home for less. Here are some tips to help you navigate the process and... Read More
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
May 22 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20%... Read More
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
May 15 2024   first time buyer first home first mortgage home loan apply for a first home loan
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests... Read More
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
May 8 2024   first time buyer first home first mortgage home loan apply for a first home loan
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall... Read More