Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
Jun 7 2023   first time buyer first home first mortgage home loan apply for a first home loan
So, you're on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn't always require opening credit cards. Here are some nifty tricks to amp up your credit score without applying for new... Read More
How Mortgage Points Can Lower Rates and Make Payments More Affordable
How Mortgage Points Can Lower Rates and Make Payments More Affordable
May 31 2023   first time buyer first home first mortgage home loan apply for a first home loan
As you explore the world of home buying and financing, you may have come across the term "mortgage points." If you're wondering what they are and how they work to lower your mortgage payment, this article is for you. So let's dive into the... Read More
House Hunting: Finding the Perfect Price Tag for Your Dream Home
House Hunting: Finding the Perfect Price Tag for Your Dream Home
May 24 2023   first time buyer first home first mortgage home loan apply for a first home loan
Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can guide you... Read More
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
May 17 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it's crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly... Read More