Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
Sep 4 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor... Read More
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
Aug 28 2024   first time buyer first home first mortgage home loan apply for a first home loan
As we look ahead to 2025, it’s important to understand where the housing market might be heading. Whether you’re thinking of buying or selling a home, knowing what experts predict can help you make informed decisions. However, if... Read More
Locking In Your Mortgage Rate: Why and When to Lock it
Locking In Your Mortgage Rate: Why and When to Lock it
Aug 21 2024   mortgage rates lock in mortgage rate loan options.
When you're on the path to buying a home, one of the most important decisions is whether to lock in your mortgage rate. But what exactly does that mean, and why is it such a big deal? Let’s break it down. What Is a Mortgage Rate Lock? A... Read More
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Aug 14 2024   first time buyer first home first mortgage home loan apply for a first home loan
Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you, especially if you’re thinking about buying a home or refinancing your current mortgage? Let’s break it down in a way that’s easy to... Read More