Morgan Smith

  • Loan Officer
  • NMLS: 1120125
  • (281) 376-5000
  • (713) 376-5222
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

Hello!  I am Morgan and have been a loan officer in the mortgage industry for the past seven years.  I love helping borrowers achieve home ownership.  It is a very rewarding feeling watching borrowers close on their home and seeing their joy and excitement!  At HomeTrust we have in-house processing, underwriting, and closing.  This makes the process very seamless.  Our team works closely together in a family environment to provide you the best experience.

I grew up in Spring, Texas and am proud to be working in the community.  I graduated on the Dean's list at Auburn University, where I was also a competitive swimmer.  I have two dogs, a chocolate Labrador named Browning and a black Labrador, Daisy.  Outside of the office I enjoy CrossFit, shopping, taking vacations!  My favorite place to travel is Cabo, Mexico! 

New vs. Existing: Why a Newly Built Home Could Be the Better Deal
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
Jul 24 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you're looking for a new home, you might want to give newly built homes a closer look. Contrary to popular belief, new homes aren't always pricier than existing ones. In fact, they can often be more budget-friendly, especially in today's market.... Read More
Navigating Refinance Appraisals with Confidence
Navigating Refinance Appraisals with Confidence
Jul 17 2024   refinance cash out refi home improvement loan
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you... Read More
Tax Deductibility of Home Equity Loans in 2024
Tax Deductibility of Home Equity Loans in 2024
Jul 10 2024   heloc home equity loans tax deduction
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home... Read More
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Jul 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired... Read More