Terry Alderman

  • Sr. Loan Officer
  • NMLS: 221359
  • (281) 376-5000
  • (281) 507-1247
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

My name is Terry, and I am a senior loan officer at the HomeTrust North Houston location.  I have been in the mortgage industry for the past 18 years, with the past 13 years specifically with HomeTrust.  HomeTrust has provided me with the tools and flexibility I need to take care of clients so that they are 100% satisfied.  Our in-house processing, underwriting, and closing allows us unparalleled efficiency and customer service.

I am married and have two children, two beautiful grandchildren and my toy Yorkie Ula, who runs the house.  Outside of the office I enjoy serving my community, cooking, and gardening.  I have been a member of Houston Cy-Fair Lions Club for the past15 years, a life member of the Texas Lions Camp and was awarded the Melvin Jones Fellow for Dedicated Humanitarian Services.

Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Apr 24 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a... Read More
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Apr 17 2024   first time buyer first home first mortgage home loan apply for a first home loan
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several... Read More
Balancing Act: The Art of Compromise in Home Buying
Balancing Act: The Art of Compromise in Home Buying
Apr 10 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible... Read More
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Apr 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into... Read More