Terry Alderman

  • Sr. Loan Officer
  • NMLS: 221359
  • (281) 376-5000
  • (281) 507-1247
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

My name is Terry, and I am a senior loan officer at the HomeTrust North Houston location.  I have been in the mortgage industry for the past 18 years, with the past 13 years specifically with HomeTrust.  HomeTrust has provided me with the tools and flexibility I need to take care of clients so that they are 100% satisfied.  Our in-house processing, underwriting, and closing allows us unparalleled efficiency and customer service.

I am married and have two children, two beautiful grandchildren and my toy Yorkie Ula, who runs the house.  Outside of the office I enjoy serving my community, cooking, and gardening.  I have been a member of Houston Cy-Fair Lions Club for the past15 years, a life member of the Texas Lions Camp and was awarded the Melvin Jones Fellow for Dedicated Humanitarian Services.

The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
Sep 4 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor... Read More
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
Aug 28 2024   first time buyer first home first mortgage home loan apply for a first home loan
As we look ahead to 2025, it’s important to understand where the housing market might be heading. Whether you’re thinking of buying or selling a home, knowing what experts predict can help you make informed decisions. However, if... Read More
Locking In Your Mortgage Rate: Why and When to Lock it
Locking In Your Mortgage Rate: Why and When to Lock it
Aug 21 2024   mortgage rates lock in mortgage rate loan options.
When you're on the path to buying a home, one of the most important decisions is whether to lock in your mortgage rate. But what exactly does that mean, and why is it such a big deal? Let’s break it down. What Is a Mortgage Rate Lock? A... Read More
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Aug 14 2024   first time buyer first home first mortgage home loan apply for a first home loan
Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you, especially if you’re thinking about buying a home or refinancing your current mortgage? Let’s break it down in a way that’s easy to... Read More