Terry Alderman

  • Sr. Loan Officer
  • NMLS: 221359
  • (281) 376-5000
  • (281) 507-1247
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

My name is Terry, and I am a senior loan officer at the HomeTrust North Houston location.  I have been in the mortgage industry for the past 18 years, with the past 13 years specifically with HomeTrust.  HomeTrust has provided me with the tools and flexibility I need to take care of clients so that they are 100% satisfied.  Our in-house processing, underwriting, and closing allows us unparalleled efficiency and customer service.

I am married and have two children, two beautiful grandchildren and my toy Yorkie Ula, who runs the house.  Outside of the office I enjoy serving my community, cooking, and gardening.  I have been a member of Houston Cy-Fair Lions Club for the past15 years, a life member of the Texas Lions Camp and was awarded the Melvin Jones Fellow for Dedicated Humanitarian Services.

How Do Mortgage Lenders Decide How Much You Can Borrow?
How Do Mortgage Lenders Decide How Much You Can Borrow?
Dec 1 2021   first time buyer first home first mortgage home loan apply for a first home loan
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors... Read More
How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More