David Falk

  • Loan Officer
  • NMLS: 214610
  • (972) 612-4848
  • (214) 502-2536
  • (972) 596-8046
  • 5501 Independence Pkwy, Ste 102
  • Plano, TX 75023
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Welcome to my website

My name is David, and I am a senior loan officer in the Plano office.  The mindset at HomeTrust Mortgage is centered around how can we help our clients achieve their dreams of homeownership and then work together to make that happen for our clients.  Working at HomeTrust Mortgage reminds me of family.  The people at HomeTrust are wonderful and are some of the most professional people I've ever had a chance to work with.

I started with Murray Savings bank in the 1980s, which emphasized permanent financing for the new homes being built by the builders that were offered construction loans by the Savings & Loan.  I moved on to account executive with Citicorp Mortgage but missed dealing directly with the customer, so I moved back to the retail side of the market.  I have been with HomeTrust Mortgage for the past 14 years serving the public in making their dreams of homeownership come true.

I grew up in a small town in Utah and graduated from Brigham Young University with a finance major and a minor in both marketing and economics.  I moved to Texas in 1982.  I am the proud dad of 7 kids, including 2 sets of twins, and the grandad to 14 children.  I stay busy between family and work, but when there’s time to get away, I enjoy golfing, beach vacations and snow skiing.

Watch Out for these Red Flags When Buying a Home “As Is”
Watch Out for these Red Flags When Buying a Home “As Is”
Sep 21 2022   first time buyer first home first mortgage home loan apply for a first home loan
While house hunting, you might have seen some listings of homes sold “as is.” Home buyers might find these types of homes attractive because they’re typically priced lower than similar houses. Before you purchase an “as... Read More
Concessions You Can Get Even In A Seller’s Market
Concessions You Can Get Even In A Seller’s Market
Sep 14 2022   first time buyer first home first mortgage home loan apply for a first home loan
Who doesn’t want to get a good deal on a home? It’s normal for home buyers to try and negotiate with sellers to get the best deal possible. But in this seller’s market, where homes are selling fast and buyers don’t always have... Read More
What Does a Home Inspector Look For in a Home You Want to Buy?
What Does a Home Inspector Look For in a Home You Want to Buy?
Sep 7 2022   first time buyer first home first mortgage home loan apply for a first home loan
It’s easy to fall in love with a home, especially if it looks good on the outside. In a seller’s market where buyers move quickly, some have considered waiving the home inspection to get their offer picked over the... Read More
2022 Real Estate Market Predictions
2022 Real Estate Market Predictions
Aug 31 2022   first time buyer first home first mortgage home loan apply for a first home loan
Real estate market predictions are somewhat like weather forecasts in that no one’s capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in mind, here is the general consensus about what to... Read More