David Falk

  • Loan Officer
  • NMLS: 214610
  • (972) 612-4848
  • (214) 502-2536
  • (972) 596-8046
  • 5501 Independence Pkwy, Ste 102
  • Plano, TX 75023
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Welcome to my website

My name is David, and I am a senior loan officer in the Plano office.  The mindset at HomeTrust Mortgage is centered around how can we help our clients achieve their dreams of homeownership and then work together to make that happen for our clients.  Working at HomeTrust Mortgage reminds me of family.  The people at HomeTrust are wonderful and are some of the most professional people I've ever had a chance to work with.

I started with Murray Savings bank in the 1980s, which emphasized permanent financing for the new homes being built by the builders that were offered construction loans by the Savings & Loan.  I moved on to account executive with Citicorp Mortgage but missed dealing directly with the customer, so I moved back to the retail side of the market.  I have been with HomeTrust Mortgage for the past 14 years serving the public in making their dreams of homeownership come true.

I grew up in a small town in Utah and graduated from Brigham Young University with a finance major and a minor in both marketing and economics.  I moved to Texas in 1982.  I am the proud dad of 7 kids, including 2 sets of twins, and the grandad to 14 children.  I stay busy between family and work, but when there’s time to get away, I enjoy golfing, beach vacations and snow skiing.

Does Having a Student Loan Affect a Mortgage Pre-Approval?
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Feb 1 2023   first time buyer first home first mortgage home loan apply for a first home loan
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for... Read More
Your Mini-Guide To Buying A Condo
Your Mini-Guide To Buying A Condo
Jan 25 2023   first time buyer first home first mortgage home loan apply for a first home loan
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take... Read More
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
Jan 18 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part,... Read More
Simple Budgeting Tips: Getting Ready To Own Your First Home
Simple Budgeting Tips: Getting Ready To Own Your First Home
Jan 11 2023   first time buyer first home first mortgage home loan apply for a first home loan
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home. 1. Organize Your Finances You may know how much you have in your bank accounts, but do you know how much you spend on household... Read More