Bradley Rife

  • Sr. Loan Officer
  • NMLS: 221487
  • (512) 615-7485
  • (512) 426-3006
  • (888) 497-6282
  • 5316 W. Highway 290, Ste 330
  • Austin, TX 78735
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Welcome to my website

Hello!  My name is Bradley, and I am a senior loan officer in the Austin South office.  I have been helping borrowers obtain the dream of homeownership for the past 29 years.  Working at HomeTrust, a company that has been consistently and reliably lending for over 30 years, has been very rewarding.  I enjoy working directly with customers to navigate the ever-changing mortgage process.

I grew up in Dallas and attended North Texas University and Texas Christian University, where I received a BBA and master’s degrees respectively.  After graduation, I moved to Austin and have been here for 25 years.  I am married with one son.  Outside of the office, I am an avid model train collector and love visiting fabulous Las Vegas with all the great restaurants.

Debunking Scary Myths About Buying a Home
Debunking Scary Myths About Buying a Home
Oct 30 2024   first time buyer first home first mortgage home loan apply for a first home loan
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you... Read More
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
Oct 23 2024   non qm loans self employed loan
If you're self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don't always align with how you earn your living. But don't... Read More
Is Now the Right Time to Refinance Your Mortgage?
Is Now the Right Time to Refinance Your Mortgage?
Oct 16 2024   refinance cash out refi home improvement loan
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms. But how do you know if refinancing makes sense for you right now?... Read More
The Surprising Factors That Could Make Your Home Worth More!
The Surprising Factors That Could Make Your Home Worth More!
Oct 9 2024   refinance cash out refi home improvement loan
When you own a home, seeing its value increase over time is the ultimate goal. But what exactly drives property values up? Whether you’re a first-time homeowner or have been in the game for a while, understanding the factors that make your home... Read More