Richie Rodriguez

  • Branch Manager
  • NMLS: 222698
  • (512) 615-7483
  • (512) 731-4226
  • (866) 741-4188
  • 5316 W. Highway 290, Suite 330
  • Austin, TX 78735
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

I was born and raised in Corpus Christi, Texas and moved to Austin to attend the University of Texas.  Upon graduating I began my mortgage career as a loan officer for a large retail mortgage bank.  One year later I teamed up with a local mortgage broker, Texas Mortgage Consultants, to provide customers with a wide variety of mortgage programs.  In the height of the 2008 mortgage crisis, Texas Mortgage Consultants merged with HomeTrust Mortgage in order to gain access to the best lenders and interest rates within the industry.

As a licensed Mortgage Banker, I can shop your loan with dozens of lenders to find the best rate and loan program, perfectly tailored to fit your needs.  I have the ability to underwrite, close, and fund your loan "in-house." Complete control of the loan process ensures a smooth closing, on time with no surprises.  My top priorities are to build quality relationships and maintain reliability and integrity.

Prior to the mortgage industry, I worked as a real estate agent for numerous residential real estate brokerages.  Through my commitment to putting the interests of clients at the forefront of every transaction I was able to develop a strong foundation of referral business within the real estate and financial services industries.

On a personal level, I enjoy the many outdoor activities that Austin has to offer, spending time with friends and family, helping others, playing sports and flying recreationally.  I serve as a certified volunteer firefighter/EMT, as well as a volunteer pilot with the Civil Air Patrol squadron in search and rescue and disaster relief efforts throughout the state of Texas.

How Do Mortgage Lenders Decide How Much You Can Borrow?
How Do Mortgage Lenders Decide How Much You Can Borrow?
Dec 1 2021   first time buyer first home first mortgage home loan apply for a first home loan
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors... Read More
How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More