Start your application to purchase your
dream home or refinance today!
Looking to see what you may qualify for?
Get prequalified today!
Who doesn’t want to get a good deal on a home? It’s normal for home buyers to try and negotiate with sellers to get the best deal possible.
But in this seller’s market, where homes are selling fast and buyers don’t always have a lot of wiggle room to negotiate, you may be wondering if you can still bargain.
The good news is, yes, there are still concessions you can get. We share some things you can haggle with your seller even if they don’t want to budge on price.
If the home you are buying needs some repairs, it can be an excellent opportunity to ask your seller if they can make repairs before they sell. If damages come up during a home inspection, sellers would likely agree to a concession since they would legally have to inform potential homebuyers of these issues down the road.
Home repairs can be very costly, and you can save hundreds or up to thousands in repair costs in the future when you deal with the problems at once.
Another form of concession you can ask your seller for is paying partial or complete closing costs. These would include processing fees, title insurance, lawyer’s fee, and other charges listed during closing.
Sellers may agree to this concession if they want to close quickly on the sale, and expensive closing costs are the only thing holding up the process.
If there are furniture and appliances in the home that you find useful, you can ask your seller if they can include them in the sale.
As long as it isn’t “staged furniture or appliances,” you can ask which ones they would be willing to leave with the house.
You can save on buying a new dining set or couch, which are expensive nowadays.
Given the tips shared above, it’s good to know that you can still negotiate for concessions even in a hot and competitive market that we have right now.
Lowering your out-of-pocket costs can help you pay for other expenses that may come up when you move in.
If you need further assistance with funding your home purchase, you can reach out to one of our loan officers by calling or sending a message.
Our Website strives to ensure that its services are accessible to people with disabilities. Our Website has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Our Website makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows tr212061.lhp207.lhpdomains.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Our Website accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Our Website continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Our Website website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
If you are experiencing difficulty with any content on Our Website website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: [email protected]