Jeff Cook

  • Sr. Loan Officer
  • NMLS: 846682
  • (281) 333-3343
  • (281) 615-6988
  • 18333 Egret Bay Blvd., Ste 400
  • Houston, TX 77058
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Welcome to my website

My name is Jeff, and I love my position as a senior loan officer in the Clear Lake office.  I have been in the mortgage industry as a loan officer for the past 32 years.  My favorite part of my job is helping first time homebuyers make their dream come true and educating homebuyers navigate the ever-changing industry.  We are a fantastic family at HomeTrust.  Working with the team and with customers brings me a lot of satisfaction.

I grew up in League City and live just a jog away in Seabrook.  I am always proud to call this community home.  I attended Southwest Texas State University and graduated with a Bachelor of Business Administration in Finance.  I enjoy weekend getaways with my wife, as well as fishing and golfing.

How Do Mortgage Lenders Decide How Much You Can Borrow?
How Do Mortgage Lenders Decide How Much You Can Borrow?
Dec 1 2021   first time buyer first home first mortgage home loan apply for a first home loan
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors... Read More
How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More