Kathy Reader

  • Sr. Loan Officer
  • NMLS: 221187
  • (281) 333-3343
  • (713) 806-6261
  • (281) 333-9291
  • 18333 Egret Bay Blvd., Ste 400
  • Houston, TX 77058
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Welcome to my website

I am Kathy, a senior loan officer in the Clearlake office.  I have been in the mortgage industry as a loan officer for over 31 years.  My favorite part of my job is helping first time homebuyers make their dream come true in an ever-changing industry.  At HomeTrust, we are truly a family, and all work towards the same goal of helping homebuyers navigate the process.

From small town Texas to Houston, I have always called Texas home.  I am happily married to my high school sweetheart.  I have two amazing sons and three beautiful granddaughters that I am fortunate to live close to.  I love to travel and am always ready to go anywhere.

Does Having a Student Loan Affect a Mortgage Pre-Approval?
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Feb 1 2023   first time buyer first home first mortgage home loan apply for a first home loan
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for... Read More
Your Mini-Guide To Buying A Condo
Your Mini-Guide To Buying A Condo
Jan 25 2023   first time buyer first home first mortgage home loan apply for a first home loan
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take... Read More
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
Jan 18 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part,... Read More
Simple Budgeting Tips: Getting Ready To Own Your First Home
Simple Budgeting Tips: Getting Ready To Own Your First Home
Jan 11 2023   first time buyer first home first mortgage home loan apply for a first home loan
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home. 1. Organize Your Finances You may know how much you have in your bank accounts, but do you know how much you spend on household... Read More