Kathy Reader

  • Sr. Loan Officer
  • NMLS: 221187
  • (281) 333-3343
  • (713) 806-6261
  • (281) 333-9291
  • 18333 Egret Bay Blvd., Ste 400
  • Houston, TX 77058
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

I am Kathy, a senior loan officer in the Clearlake office.  I have been in the mortgage industry as a loan officer for over 31 years.  My favorite part of my job is helping first time homebuyers make their dream come true in an ever-changing industry.  At HomeTrust, we are truly a family, and all work towards the same goal of helping homebuyers navigate the process.

From small town Texas to Houston, I have always called Texas home.  I am happily married to my high school sweetheart.  I have two amazing sons and three beautiful granddaughters that I am fortunate to live close to.  I love to travel and am always ready to go anywhere.

Watch Out for these Red Flags When Buying a Home “As Is”
Watch Out for these Red Flags When Buying a Home “As Is”
Sep 21 2022   first time buyer first home first mortgage home loan apply for a first home loan
While house hunting, you might have seen some listings of homes sold “as is.” Home buyers might find these types of homes attractive because they’re typically priced lower than similar houses. Before you purchase an “as... Read More
Concessions You Can Get Even In A Seller’s Market
Concessions You Can Get Even In A Seller’s Market
Sep 14 2022   first time buyer first home first mortgage home loan apply for a first home loan
Who doesn’t want to get a good deal on a home? It’s normal for home buyers to try and negotiate with sellers to get the best deal possible. But in this seller’s market, where homes are selling fast and buyers don’t always have... Read More
What Does a Home Inspector Look For in a Home You Want to Buy?
What Does a Home Inspector Look For in a Home You Want to Buy?
Sep 7 2022   first time buyer first home first mortgage home loan apply for a first home loan
It’s easy to fall in love with a home, especially if it looks good on the outside. In a seller’s market where buyers move quickly, some have considered waiving the home inspection to get their offer picked over the... Read More
2022 Real Estate Market Predictions
2022 Real Estate Market Predictions
Aug 31 2022   first time buyer first home first mortgage home loan apply for a first home loan
Real estate market predictions are somewhat like weather forecasts in that no one’s capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in mind, here is the general consensus about what to... Read More