Linda Thomas

  • Sr. Loan Officer
  • NMLS: 213376
  • (281) 333-3343
  • (713) 294-7835
  • (281) 333-9291
  • 18333 Egret Bay Blvd., Ste 400
  • Houston, TX 77058
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Welcome to my website

Hello!  My name is Linda, and I am a senior loan officer in the Clear Lake office.  I have been in the mortgage industry for 38 years, both as a branch manager and as a Top Producer loan officer.  I joined HomeTrust Mortgage in 2013, and it has been the most positive aspect of my career.  I can provide the best possible service to every customer and have one of the most trusted and qualified loan processors in this industry, which is essential to my success.  It is truly a team effort.  My favorite part of the job is the last phone call to my borrower before they go to loan closing, when all the work is behind us both and all that is in front is excitement and the enjoyment of the borrower getting the keys to their new home

I grew up in Bryan, TX and attended Sam Houston State College.  I have a wonderful son and three perfect grandchildren.  I can always find time for projects; in fact, I always have a project going in my house and am very handy with a cordless drill.  If you stand still long enough, I might paint you.  I help many friends, neighbors, and family with decorating their homes as it is one of my passions.

How Do Mortgage Lenders Decide How Much You Can Borrow?
How Do Mortgage Lenders Decide How Much You Can Borrow?
Dec 1 2021   first time buyer first home first mortgage home loan apply for a first home loan
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors... Read More
How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More