| FACTS | What Does HomeTrust Mortgage Company Do With Your Personal Information? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: - Social Security number and Credit History - Assets and Income - Transaction History and and Employment Information When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HomeTrust Mortgage Company chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does HomeTrust Mortgage Company share? | Can you limit this sharing? |
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and service to you | Yes | No |
| For joint marketing with other financial companies | No | We Don't Share |
| For our affiliates’ everyday business purposes - information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes - information about your creditworthiness | Yes | No |
| For nonaffiliates to market to you | No | We Don't Share |
| Questions? | Call 888-965-1999 or go to www.HomeTrust.com |
| Who We Are | |
| Who is providing this notice? | HomeTrust Mortgage Company |
| What We Do | |
| How does HomeTrust Mortgage Company protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does HomeTrust Mortgage Company collect my personal information? | We collect your personal information, for example, when you - Apply for a loan or - Provide your mortgage information or - Give us your income information or - Provide account information or - Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law give you the right to limit only - sharing for affiliates’ everyday business purposes - information about your creditworthiness - affiliates from using your information to market to you - sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. - Document Preparation and NonDocument Preparation |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |