Robert Key

  • Branch Manager
  • NMLS: 190249
  • (505) 212-8888
  • (505) 269-4605
  • (832) 384-8736
  • 8421 Osuna Rd. NE
  • Albuquerque, NM 87111
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Welcome to my website

Hello!  I am Robert Key, Branch Manager at the Albuquerque location.  When purchasing or refinancing a home, I will fully educate you on the process and communicate effectively with you to take the “mystery” out of the mortgage process.  My business is 99% referral based from past clients, realtors and builders in New Mexico.

I started my career in commercial banking in Dallas in 1987 and moved to Albuquerque in 1993 with a career change into mortgage lending.  I operated Ameriplex Mortgage in Albuquerque that sold to a local bank in 2010.  In 2015, HomeTrust Mortgage purchased Ameriplex and combined their existing office, where I became the Albuquerque Branch Manager.

I graduated from Baylor University in 1985 with a Bachelor’s degree in finance and real estate and received an MBA in finance from Rutgers University in 1987.  I was a Director and Past President of the New Mexico Mortgage Lenders Association.  My wife, Nancy, and I have two adult children and in our spare time we enjoy traveling and skiing and hiking in New Mexico and internationally.

Mortgage Partnership: The Power of Co-Signing on a Mortgage
Mortgage Partnership: The Power of Co-Signing on a Mortgage
Feb 28 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide you through the ins and outs of co-signing on a... Read More
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Feb 21 2024   first time buyer first home first mortgage home loan apply for a first home loan
Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect at first glance, underlying issues may not be immediately apparent. These issues could range from water damage to foundation problems... Read More
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Feb 14 2024   credit score mortgage rates FICO score qualify for a home loan
Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most widely used is the FICO Score 8. But what exactly... Read More
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
Feb 7 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are... Read More