Robert Key

  • Branch Manager
  • NMLS: 190249
  • (505) 212-8888
  • (505) 269-4605
  • (832) 384-8736
  • 8421 Osuna Rd. NE
  • Albuquerque, NM 87111
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Welcome to my website

Hello!  I am Robert Key, Branch Manager at the Albuquerque location.  When purchasing or refinancing a home, I will fully educate you on the process and communicate effectively with you to take the “mystery” out of the mortgage process.  My business is 99% referral based from past clients, realtors and builders in New Mexico.

I started my career in commercial banking in Dallas in 1987 and moved to Albuquerque in 1993 with a career change into mortgage lending.  I operated Ameriplex Mortgage in Albuquerque that sold to a local bank in 2010.  In 2015, HomeTrust Mortgage purchased Ameriplex and combined their existing office, where I became the Albuquerque Branch Manager.

I graduated from Baylor University in 1985 with a Bachelor’s degree in finance and real estate and received an MBA in finance from Rutgers University in 1987.  I was a Director and Past President of the New Mexico Mortgage Lenders Association.  My wife, Nancy, and I have two adult children and in our spare time we enjoy traveling and skiing and hiking in New Mexico and internationally.

How Do Mortgage Lenders Decide How Much You Can Borrow?
How Do Mortgage Lenders Decide How Much You Can Borrow?
Dec 1 2021   first time buyer first home first mortgage home loan apply for a first home loan
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors... Read More
How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More