Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

Why Condos are a Great Homeownership Option this Spring
Why Condos are a Great Homeownership Option this Spring
Mar 29 2023   first time buyer first home first mortgage home loan apply for a first home loan
Are you looking to buy a home this spring but feeling overwhelmed by the high costs of traditional single-family homes? It’s time to expand your search to include alternative housing types, like a condominium. Sure, they may look small on the... Read More
20% Down May Not Be The Right Move For You - Here's Why
20% Down May Not Be The Right Move For You - Here's Why
Mar 22 2023   first time buyer first home first mortgage home loan apply for a first home loan
The idea that you should put 20% down on a home is one that has been the "gold standard" for years. After all, when you put 20% down, you avoid paying for private mortgage insurance, and you'll have a smaller loan amount with lower monthly payments.... Read More
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Mar 15 2023   first time buyer first home first mortgage home loan apply for a first home loan
We're here to help you make an informed decision about handling debt during inflation and planning your dream home purchase. In this blog, we'll explore various approaches to debt management, budgeting effectively, home financing options, and the... Read More
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Mar 8 2023   first time buyer first home first mortgage home loan apply for a first home loan
Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it's no wonder why potential buyers often feel overwhelmed. This spring season, don’t let the high demand of the residential real estate... Read More