Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

The Surprising Factors That Could Make Your Home Worth More!
The Surprising Factors That Could Make Your Home Worth More!
Oct 9 2024   refinance cash out refi home improvement loan
When you own a home, seeing its value increase over time is the ultimate goal. But what exactly drives property values up? Whether you’re a first-time homeowner or have been in the game for a while, understanding the factors that make your home... Read More
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
Oct 2 2024   first time buyer first home first mortgage home loan apply for a first home loan
When inflation rises, it can feel like everything gets more expensive—especially housing. If you're thinking about buying a home right now, you might be wondering if it's a smart move. Let’s explore how inflation affects the housing... Read More
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
Sep 25 2024   refinance cash out refi home improvement loan
As a homeowner, you may be wondering, "How much equity can I borrow from my home?" especially now that mortgage rates are starting to shift. In fact, applications to refinance a home loan surged by 20% last week compared to the previous week. This... Read More
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
Sep 18 2024   first time buyer first home first mortgage home loan apply for a first home loan
The Federal Reserve is expected to cut interest rates soon, and if you’ve been waiting to make a big financial move like buying a house, getting a new car, or paying off credit card debt, you’re probably wondering how these changes will... Read More