Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
Sep 20 2023   first time buyer first home first mortgage home loan apply for a first home loan
You might have heard about the allure of fixer-upper homes. They come with a promise of potential and an opportunity to create your dream space. But, before you commit, let's figure out if that fixer-upper is a hidden gem or a money pit in... Read More
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
Sep 13 2023   investment property investment loans multifamily home loan
Have you ever wondered about the benefits of living in or investing in multifamily homes? Well, you're in the right place! Multifamily homes, also known as multidwelling units (MDUs), offer a unique and versatile housing option that's worth... Read More
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
Sep 7 2023   first time buyer first home first mortgage home loan apply for a first home loan
In the next few weeks, millions of borrowers who've been catching a break from those student loan payments for over three years will have to start repaying them --and many of these borrowers may not feel entirely prepared for this change. In fact,... Read More
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
Aug 23 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're a dedicated bargain hunter who refuses to pay full price, the idea of buying a home at or above the asking price might send shivers down your spine. You're accustomed to meticulously comparing options before making a move – and when... Read More