Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6577
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

Does Having a Student Loan Affect a Mortgage Pre-Approval?
Does Having a Student Loan Affect a Mortgage Pre-Approval?
Feb 1 2023   first time buyer first home first mortgage home loan apply for a first home loan
Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having the debt that can pose a challenge in getting approved for a loan, paying down school loans can also cripple your ability to save for... Read More
Your Mini-Guide To Buying A Condo
Your Mini-Guide To Buying A Condo
Jan 25 2023   first time buyer first home first mortgage home loan apply for a first home loan
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a traditional home. Plus, there are benefits to owning one, too; for instance, unit owners typically take... Read More
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
What Most First-Time Homebuyers Wish They Knew Before Their Purchase
Jan 18 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest possible fashion. Financing is often the most confusing part,... Read More
Simple Budgeting Tips: Getting Ready To Own Your First Home
Simple Budgeting Tips: Getting Ready To Own Your First Home
Jan 11 2023   first time buyer first home first mortgage home loan apply for a first home loan
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home. 1. Organize Your Finances You may know how much you have in your bank accounts, but do you know how much you spend on household... Read More