Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
Jun 7 2023   first time buyer first home first mortgage home loan apply for a first home loan
So, you're on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn't always require opening credit cards. Here are some nifty tricks to amp up your credit score without applying for new... Read More
How Mortgage Points Can Lower Rates and Make Payments More Affordable
How Mortgage Points Can Lower Rates and Make Payments More Affordable
May 31 2023   first time buyer first home first mortgage home loan apply for a first home loan
As you explore the world of home buying and financing, you may have come across the term "mortgage points." If you're wondering what they are and how they work to lower your mortgage payment, this article is for you. So let's dive into the... Read More
House Hunting: Finding the Perfect Price Tag for Your Dream Home
House Hunting: Finding the Perfect Price Tag for Your Dream Home
May 24 2023   first time buyer first home first mortgage home loan apply for a first home loan
Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can guide you... Read More
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
May 17 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it's crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly... Read More