Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

New vs. Existing: Why a Newly Built Home Could Be the Better Deal
New vs. Existing: Why a Newly Built Home Could Be the Better Deal
Jul 24 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you're looking for a new home, you might want to give newly built homes a closer look. Contrary to popular belief, new homes aren't always pricier than existing ones. In fact, they can often be more budget-friendly, especially in today's market.... Read More
Navigating Refinance Appraisals with Confidence
Navigating Refinance Appraisals with Confidence
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Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you... Read More
Tax Deductibility of Home Equity Loans in 2024
Tax Deductibility of Home Equity Loans in 2024
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Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home... Read More
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
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Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired... Read More