Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

Tips for Buying a Home at a Lower Cost
Tips for Buying a Home at a Lower Cost
May 29 2024   first time buyer first home first mortgage home loan apply for a first home loan
While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you can take to increase your chances of buying a home for less. Here are some tips to help you navigate the process and... Read More
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
May 22 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20%... Read More
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
May 15 2024   first time buyer first home first mortgage home loan apply for a first home loan
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests... Read More
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
May 8 2024   first time buyer first home first mortgage home loan apply for a first home loan
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall... Read More