Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6577
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

Feds Hike Interest Rate: What This Means for Mortgages, Car Loans, and More
Feds Hike Interest Rate: What This Means for Mortgages, Car Loans, and More
Aug 3 2022   rate increase mortgage news home loan news
The Federal Reserve raised interest rates for the second time in recent months to rein in inflation. And whether directly or indirectly, consumers will start to feel the effects of increasing borrowing costs. Here's how that breaks down for... Read More
Best Home Loan Options for Single Parents
Best Home Loan Options for Single Parents
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Are you a single parent who dreams of owning a home but nervous that you’ll encounter too many challenges? We’ve got good news for you!  There are home buying assistance programs that can help you purchase a home. If you’re a... Read More
Who Qualifies for Down Payment Assistance?
Who Qualifies for Down Payment Assistance?
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If you want to purchase a house for the first time but don’t have enough money for a down payment, getting a state or local down payment assistance program might be the best option. We’re going to look at what down payment assistance... Read More
How Do Second Mortgages Work?
How Do Second Mortgages Work?
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Many homebuyers don't know they can take a second mortgage on their homes. The first loan, the primary mortgage, is taken while purchasing a property. A second mortgage is a type of mortgage that lets you borrow against the value of the same property... Read More