Scott Medsger

  • Sr. Loan Officer
  • NMLS: 216820
  • (713) 369-6567
  • (713) 253-3989
  • (713) 369-6532
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

Welcome and thank you for visiting my website!  I look forward to assisting you with your endeavors.  

Whether you are buying a new home, refinancing your existing home or planning to build, there are a lot of variables and considerations in making the right choice.  In reality, this may be the largest debt you will ever create in your lifetime and it is critical that your mortgage is structured in a manner that will enable you to meet all of your financial goals.  With various mortgage products to select from when it comes to customizing your financial needs, it is important to consider all aspects available that may best suit your immediate and long-term financial objectives.  It gives me great satisfaction to provide my clients with a consultation that will dispel any myths and provide viable information in an effort to assist you with important decisions.  Most importantly, I will help you secure the best mortgage possible.  Not only with rates and fees, but also provide you with the highest degree of service possible while keeping your specific needs in mind.  

As a mortgage consultant, I have assisted Texas residents since 1993, and it is imperative that I provide you with a service that exceeds your expectations when it comes to residential lending.  Hometrust Mortgage Company is a Houston-based Corporation, funding nearly $1 Billion in residential mortgage loans each year.  We would like to count you as one of our preferred clients.  Please do not hesitate to call me with questions or to set up an initial consultation.

Navigating Refinance Appraisals with Confidence
Navigating Refinance Appraisals with Confidence
Jul 17 2024   refinance cash out refi home improvement loan
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you... Read More
Tax Deductibility of Home Equity Loans in 2024
Tax Deductibility of Home Equity Loans in 2024
Jul 10 2024   heloc home equity loans tax deduction
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home... Read More
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Jul 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired... Read More
Understanding Your FICO Score: Key to Better Home Loan Rates
Understanding Your FICO Score: Key to Better Home Loan Rates
Jun 26 2024   fico score mortgage rates qualify for home loan credit score
Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you're not alone. A lot of people hear about it but don't fully understand how it works or why it matters. Let's break it down in simple terms. What Exactly Is... Read More