Scott Medsger

  • Sr. Loan Officer
  • NMLS: 216820
  • (713) 369-6567
  • (713) 253-3989
  • (713) 369-6532
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

Welcome and thank you for visiting my website!  I look forward to assisting you with your endeavors.  

Whether you are buying a new home, refinancing your existing home or planning to build, there are a lot of variables and considerations in making the right choice.  In reality, this may be the largest debt you will ever create in your lifetime and it is critical that your mortgage is structured in a manner that will enable you to meet all of your financial goals.  With various mortgage products to select from when it comes to customizing your financial needs, it is important to consider all aspects available that may best suit your immediate and long-term financial objectives.  It gives me great satisfaction to provide my clients with a consultation that will dispel any myths and provide viable information in an effort to assist you with important decisions.  Most importantly, I will help you secure the best mortgage possible.  Not only with rates and fees, but also provide you with the highest degree of service possible while keeping your specific needs in mind.  

As a mortgage consultant, I have assisted Texas residents since 1993, and it is imperative that I provide you with a service that exceeds your expectations when it comes to residential lending.  Hometrust Mortgage Company is a Houston-based Corporation, funding nearly $1 Billion in residential mortgage loans each year.  We would like to count you as one of our preferred clients.  Please do not hesitate to call me with questions or to set up an initial consultation.

Why Condos are a Great Homeownership Option this Spring
Why Condos are a Great Homeownership Option this Spring
Mar 29 2023   first time buyer first home first mortgage home loan apply for a first home loan
Are you looking to buy a home this spring but feeling overwhelmed by the high costs of traditional single-family homes? It’s time to expand your search to include alternative housing types, like a condominium. Sure, they may look small on the... Read More
20% Down May Not Be The Right Move For You - Here's Why
20% Down May Not Be The Right Move For You - Here's Why
Mar 22 2023   first time buyer first home first mortgage home loan apply for a first home loan
The idea that you should put 20% down on a home is one that has been the "gold standard" for years. After all, when you put 20% down, you avoid paying for private mortgage insurance, and you'll have a smaller loan amount with lower monthly payments.... Read More
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Mar 15 2023   first time buyer first home first mortgage home loan apply for a first home loan
We're here to help you make an informed decision about handling debt during inflation and planning your dream home purchase. In this blog, we'll explore various approaches to debt management, budgeting effectively, home financing options, and the... Read More
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Mar 8 2023   first time buyer first home first mortgage home loan apply for a first home loan
Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it's no wonder why potential buyers often feel overwhelmed. This spring season, don’t let the high demand of the residential real estate... Read More