Scott Medsger

  • Sr. Loan Officer
  • NMLS: 216820
  • (713) 369-6567
  • (713) 253-3989
  • (713) 369-6532
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

Welcome and thank you for visiting my website!  I look forward to assisting you with your endeavors.  

Whether you are buying a new home, refinancing your existing home or planning to build, there are a lot of variables and considerations in making the right choice.  In reality, this may be the largest debt you will ever create in your lifetime and it is critical that your mortgage is structured in a manner that will enable you to meet all of your financial goals.  With various mortgage products to select from when it comes to customizing your financial needs, it is important to consider all aspects available that may best suit your immediate and long-term financial objectives.  It gives me great satisfaction to provide my clients with a consultation that will dispel any myths and provide viable information in an effort to assist you with important decisions.  Most importantly, I will help you secure the best mortgage possible.  Not only with rates and fees, but also provide you with the highest degree of service possible while keeping your specific needs in mind.  

As a mortgage consultant, I have assisted Texas residents since 1993, and it is imperative that I provide you with a service that exceeds your expectations when it comes to residential lending.  Hometrust Mortgage Company is a Houston-based Corporation, funding nearly $1 Billion in residential mortgage loans each year.  We would like to count you as one of our preferred clients.  Please do not hesitate to call me with questions or to set up an initial consultation.

Mortgage Partnership: The Power of Co-Signing on a Mortgage
Mortgage Partnership: The Power of Co-Signing on a Mortgage
Feb 28 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide you through the ins and outs of co-signing on a... Read More
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Feb 21 2024   first time buyer first home first mortgage home loan apply for a first home loan
Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect at first glance, underlying issues may not be immediately apparent. These issues could range from water damage to foundation problems... Read More
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Feb 14 2024   credit score mortgage rates FICO score qualify for a home loan
Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most widely used is the FICO Score 8. But what exactly... Read More
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
Feb 7 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are... Read More