Scott Medsger

  • Sr. Loan Officer
  • NMLS: 216820
  • (713) 369-6567
  • (713) 253-3989
  • (713) 369-6532
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

Welcome and thank you for visiting my website!  I look forward to assisting you with your endeavors.  

Whether you are buying a new home, refinancing your existing home or planning to build, there are a lot of variables and considerations in making the right choice.  In reality, this may be the largest debt you will ever create in your lifetime and it is critical that your mortgage is structured in a manner that will enable you to meet all of your financial goals.  With various mortgage products to select from when it comes to customizing your financial needs, it is important to consider all aspects available that may best suit your immediate and long-term financial objectives.  It gives me great satisfaction to provide my clients with a consultation that will dispel any myths and provide viable information in an effort to assist you with important decisions.  Most importantly, I will help you secure the best mortgage possible.  Not only with rates and fees, but also provide you with the highest degree of service possible while keeping your specific needs in mind.  

As a mortgage consultant, I have assisted Texas residents since 1993, and it is imperative that I provide you with a service that exceeds your expectations when it comes to residential lending.  Hometrust Mortgage Company is a Houston-based Corporation, funding nearly $1 Billion in residential mortgage loans each year.  We would like to count you as one of our preferred clients.  Please do not hesitate to call me with questions or to set up an initial consultation.

Tips for Buying a Home at a Lower Cost
Tips for Buying a Home at a Lower Cost
May 29 2024   first time buyer first home first mortgage home loan apply for a first home loan
While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you can take to increase your chances of buying a home for less. Here are some tips to help you navigate the process and... Read More
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
May 22 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20%... Read More
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
May 15 2024   first time buyer first home first mortgage home loan apply for a first home loan
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests... Read More
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
May 8 2024   first time buyer first home first mortgage home loan apply for a first home loan
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall... Read More