Scott Medsger

  • Sr. Loan Officer
  • NMLS: 216820
  • (713) 369-6567
  • (713) 253-3989
  • (713) 369-6532
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

Welcome and thank you for visiting my website!  I look forward to assisting you with your endeavors.  

Whether you are buying a new home, refinancing your existing home or planning to build, there are a lot of variables and considerations in making the right choice.  In reality, this may be the largest debt you will ever create in your lifetime and it is critical that your mortgage is structured in a manner that will enable you to meet all of your financial goals.  With various mortgage products to select from when it comes to customizing your financial needs, it is important to consider all aspects available that may best suit your immediate and long-term financial objectives.  It gives me great satisfaction to provide my clients with a consultation that will dispel any myths and provide viable information in an effort to assist you with important decisions.  Most importantly, I will help you secure the best mortgage possible.  Not only with rates and fees, but also provide you with the highest degree of service possible while keeping your specific needs in mind.  

As a mortgage consultant, I have assisted Texas residents since 1993, and it is imperative that I provide you with a service that exceeds your expectations when it comes to residential lending.  Hometrust Mortgage Company is a Houston-based Corporation, funding nearly $1 Billion in residential mortgage loans each year.  We would like to count you as one of our preferred clients.  Please do not hesitate to call me with questions or to set up an initial consultation.

Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
Jun 7 2023   first time buyer first home first mortgage home loan apply for a first home loan
So, you're on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn't always require opening credit cards. Here are some nifty tricks to amp up your credit score without applying for new... Read More
How Mortgage Points Can Lower Rates and Make Payments More Affordable
How Mortgage Points Can Lower Rates and Make Payments More Affordable
May 31 2023   first time buyer first home first mortgage home loan apply for a first home loan
As you explore the world of home buying and financing, you may have come across the term "mortgage points." If you're wondering what they are and how they work to lower your mortgage payment, this article is for you. So let's dive into the... Read More
House Hunting: Finding the Perfect Price Tag for Your Dream Home
House Hunting: Finding the Perfect Price Tag for Your Dream Home
May 24 2023   first time buyer first home first mortgage home loan apply for a first home loan
Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can guide you... Read More
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
May 17 2023   first time buyer first home first mortgage home loan apply for a first home loan
If you're in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it's crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly... Read More