Wayne Heintschel

  • Sr. Loan Officer
  • NMLS: 221129
  • (281) 333-3343
  • (713) 858-1243
  • (210) 523-7663
  • 711 W. Bay Area Blvd., Ste 102
  • Houston, TX 77598
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Welcome to my website

My name is Wayne, and I love my position as a senior loan officer in the San Antonio office.  I have been in the mortgage industry for the past 38 years.  My favorite part of my job is helping first time homebuyers make their dream come.  At HomeTrust, the local platform and support we receive has helped me provide the best customer experience.  I am pleased to be a President's Club recipient for 10 consecutive years.  I attended Stephen F. Austin State University and graduated with a Bachelor of Business Administration in Finance.

Mortgage Partnership: The Power of Co-Signing on a Mortgage
Mortgage Partnership: The Power of Co-Signing on a Mortgage
Feb 28 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide you through the ins and outs of co-signing on a... Read More
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Feb 21 2024   first time buyer first home first mortgage home loan apply for a first home loan
Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect at first glance, underlying issues may not be immediately apparent. These issues could range from water damage to foundation problems... Read More
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Feb 14 2024   credit score mortgage rates FICO score qualify for a home loan
Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most widely used is the FICO Score 8. But what exactly... Read More
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
Feb 7 2024   first time buyer first home first mortgage home loan apply for a first home loan
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are... Read More