Wayne Heintschel

  • Sr. Loan Officer
  • NMLS: 221129
  • (281) 333-3343
  • (713) 858-1243
  • (210) 523-7663
  • 711 W. Bay Area Blvd., Ste 102
  • Houston, TX 77598
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Welcome to my website

My name is Wayne, and I love my position as a senior loan officer in the San Antonio office.  I have been in the mortgage industry for the past 38 years.  My favorite part of my job is helping first time homebuyers make their dream come.  At HomeTrust, the local platform and support we receive has helped me provide the best customer experience.  I am pleased to be a President's Club recipient for 10 consecutive years.  I attended Stephen F. Austin State University and graduated with a Bachelor of Business Administration in Finance.

Navigating Refinance Appraisals with Confidence
Navigating Refinance Appraisals with Confidence
Jul 17 2024   refinance cash out refi home improvement loan
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you... Read More
Tax Deductibility of Home Equity Loans in 2024
Tax Deductibility of Home Equity Loans in 2024
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Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home... Read More
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
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Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired... Read More
Understanding Your FICO Score: Key to Better Home Loan Rates
Understanding Your FICO Score: Key to Better Home Loan Rates
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Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you're not alone. A lot of people hear about it but don't fully understand how it works or why it matters. Let's break it down in simple terms. What Exactly Is... Read More